Short answerInstalling now captures up to ₹78,000 of subsidy before the scheme period ends on 31 March 2027, locks in today’s near-record-low panel prices, and starts saving before the next summer’s highest bills. Every month of waiting is a month of savings you do not get back.
1. The subsidy has an end date
PM Surya Ghar’s scheme period runs until 31 March 2027. Applications close to the deadline face longer DISCOM queues. Read the deadline guide.
2. Waiting has a monthly cost
A home with a ₹3,500 bill that delays a 3 kW system by 12 months gives up roughly ₹35,000–40,000 in savings. That is more than any likely drop in system price.
3. Tariffs rarely go down
Electricity tariffs in India have historically risen over time. Solar fixes the cost of most of your units for 25 years.
4. Summer is when solar shines
A system commissioned before March produces its best output during April and May, exactly when AC bills peak.
See your own cost of waiting with the payback calculator.
Frequently asked questions
Should I wait for panel prices to fall further?
Panel prices are already near historic lows, and panels are now a smaller part of the total cost than structure, inverter and labour. Waiting a year usually costs more in lost savings than it gains in price.